Terms of Use

Acceptance of these terms

These Terms of Use govern your access to and use of the website bradhainesmortgage.com (the “Website”), operated by Brad Haines, a Washington-licensed Mortgage Loan Originator (NMLS #154083), sponsored by Cascade Premier Mortgage LLC (NMLS #46283). By accessing or using the Website, you agree to these Terms. If you do not agree, please do not use the Website.

Informational purpose only

The content on this Website is provided for general informational and educational purposes only. It does not constitute financial, legal, tax, or other professional advice, and it should not be relied upon as a substitute for advice tailored to your specific situation. Nothing on this Website is an offer or commitment to lend, a pre-approval, an approval, or a guarantee of any loan, rate, term, or program. All loans are subject to credit approval, underwriting guidelines, and program availability, and rates, terms, and eligibility are subject to change without notice.

No rate quotes or guarantees

Any general program descriptions on this Website (such as down payment percentages or eligibility ranges) are illustrative and are not personalized quotes. Actual rates, costs, and eligibility depend on a full review of your individual circumstances. Any credit guidance offered is educational coaching and is not credit repair services.

Booking and applications

The Website may link to third-party tools to schedule a consultation or begin a loan application. Your use of those tools is subject to the terms and privacy practices of the third-party providers. Scheduling a call or beginning an application does not create any obligation to lend or to proceed with a loan.

Intellectual property

The content, design, text, graphics, and logos on this Website are the property of Brad Haines or used with permission, and are protected by applicable laws. You may not reproduce, distribute, or create derivative works from this content without prior written permission, except for your own personal, non-commercial reference.

Third-party links

This Website may contain links to third-party websites and services. Those sites are not under our control, and we are not responsible for their content, accuracy, or privacy practices. Links are provided for convenience and do not imply endorsement.

Disclaimer of warranties

The Website is provided “as is” and “as available,” without warranties of any kind, express or implied, including but not limited to accuracy, completeness, or fitness for a particular purpose. We do not warrant that the Website will be uninterrupted, secure, or error-free.

Limitation of liability

To the fullest extent permitted by law, Brad Haines and Cascade Premier Mortgage LLC will not be liable for any indirect, incidental, consequential, or special damages arising out of or related to your use of, or inability to use, the Website or any content on it.

Governing law

These Terms are governed by the laws of the State of Washington, without regard to its conflict-of-laws principles.

Changes to these terms

We may update these Terms from time to time. The “Last updated” date above reflects the most recent version, and changes are effective when posted on this page. Your continued use of the Website after changes are posted constitutes acceptance of the revised Terms.

Contact us

Questions about these Terms can be directed to: